Hypotheek voor ondernemers berekenen

Are you an entrepreneur and do you want to know how much mortgage you can get? Want to save on your current mortgage? Then, Hypotheek voor ondernemers berekenen is necessary.

Hypotheek ondernemer berekenen online

Here you can check all details for Hypotheek ondernemer berekenen online. When you are an entrepreneur, there are other things to consider when taking out a mortgage. Your income can vary per month and that can be difficult when determining the monthly costs. Many independent entrepreneurs therefore have the idea that taking out a mortgage is very complex, but with the right information and the help of our calculation tools you can go a long way.

Hoe werkt de hypotheek voor ondernemers?

Often there is more possible than you think as an entrepreneur. As a self-employed person, you must take into account that your financial situation will be checked when you apply for a mortgage. When you turn to a mortgage lender, it is useful if you have provided insight into your financial situation.

Mortgage condition for starting entrepreneurs

You want to know which requirements you must meet to get a mortgage as an entrepreneur. You must be independent for at least 1 year to take out a mortgage. If you are a starting entrepreneur, where you have only been registered as an entrepreneur with the Chamber of Commerce for 1 or 2 years, you must meet a number of additional conditions before you can take out a mortgage.

Please note: the rules for starting entrepreneurs have been relaxed at many banks in recent years. Most mortgage lenders want to see a percentage of your income if you are a starting entrepreneur. If you have only been self-employed for a year, some banks count your income for 75% of the purchase price. This way you can still apply for a mortgage as a starting entrepreneur. There are often additional rules attached to this.

Hypotheek voor ondernemers berekenen

Let’s now go for Hypotheek voor ondernemers berekenen. The entrepreneurial mortgage is a type of mortgage in which the entrepreneur is central. Everything you need to know about the entrepreneurial mortgage can be found on the website HypotheekBereken.nl. They have a number of mortgage advisors who specialize in hypotheek voor ondernemers.

Income statement for entrepreneurs

As an entrepreneur, you increasingly need an income statement to take out a mortgage. If you want to take out a mortgage with National Mortgage Guarantee (NHG), the income statement is even mandatory since 1 January 2019. The income statement consists of your assessed income and other information about, for example, the future-proofing of your income. It is a comprehensive analysis and forecast of your company.

In order to take out a mortgage with the National Mortgage Guarantee (NHG), the income must be determined by a third party. The NHG has selected four calculation experts to whom you can go for an income statement: Overviewz, Zakelijk Inkomen, Pentrax and Raadhuys.

There are some exceptions; ING and Rabobank always calculate the income of the entrepreneurs themselves, in accordance with NHG. ABN Amro, Florius, Regiobank and SNS Bank may also calculate the income themselves, but you can also contact these mortgage lenders with an Income Statement from an external party.

What are the pros and cons of an entrepreneur mortgage?

Depending on your situation, there can be quite a few advantages and disadvantages to an entrepreneurial mortgage:


  • As an entrepreneur, there are advantages to opting for an entrepreneurial mortgage. When you buy a house instead of renting it, it becomes your property.
  • The advantage of completing a business mortgage calculation is that you quickly and clearly get an indication of your maximum mortgage.


  • Of course, there are also disadvantages to taking out a business mortgage. As an entrepreneur you always have to take care of your own profits and you never have a fixed income. If you have a lesser year, you will still pay your monthly mortgage payments. Contact a mortgage advisor now to discuss all your opportunities to take out a mortgage.

Calculate the maximum mortgage as an entrepreneur

To make a global calculation for you, you can fill in our calculation tool. In this calculation tool on the website u kunt berekenen hoeveel hypotheek u kunt krijgen. After completing the calculation tool, you will receive the results of the calculation by e-mail. We will then contact you. For example, you can get in touch with a professional mortgage advisor and receive expert advice on taking out an entrepreneurial mortgage.

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