How to Choose the Best iPhone Insurance Coverage

Your iPhone is a precious possession wherein encountering damages or theft issues can be really crucial. Nobody can afford to lose the confidential data- contacts, photos, videos and other contents on their Smartphone. It is very risky apart from the costs.

Best iPhone Insurance for Theft and Loss

One of the intelligent decisions is to go with a worthy iPhone insurance to overcome considerable damages in case of issues. Herein we have incorporated the best insights from the industry experts on how to pick the best iPhone insurance.

Cell Phone Carrier Insurance

1. Vodafone Insurance for iPhone X

There are two insurance plans for the iPhone X at Vodafone at £10/month and £15/month. The £15 monthly plan is the best value package covering Apple services, theft protection and accidental breakdown coverage. You can find insurance for other iPhone models at the carrier at reduced prices depending on a monthly plan chosen.

2. O2 iPhone Insurance

One of the advantages for the iPhone customers using the O2 network is the advantage of getting free screen replacement for iPhone 8, iPhone 8 Plus and iPhone X. This facility is available with selective monthly plans only. This means you do not have to take insurance for the screen replacement (only 1 claim in 24 months). The carrier also offers low cost Smartphone insurance plans starting at £3. With accidental damage coverage at £6/month, you can get unlimited screen replacements besides other facilities.

Third Party Insurance

1. Loveit Coverit Insurance Plan for iPhone 8

This insurance plan works best for those who want coverage for accidental handset damage and theft issues. At £7.74/month (£85.14 yearly), you can get maximum coverage for up to £1,250.

2. Protect Your Bubble

This is one of most popular destinations to get your iPhone insurance especially if you use multiple devices and need all of them covered at a low budget. You can add up to 2 gadgets for complete insurance protection for £7.99/month. With the Household gadgets plan, you can secure up to 10 devices within a single plan at just £12.99/month. You must get the insurance plan within 12 months from the purchase date of your iPhone.

Is it Good to Purchase AppleCare+ Coverage

Everyone is aware of the AppleCare protection available to the iOS device buyers. This is one year limited period warranty for all users at free of cost. With AppleCare, you get:

  • Limited period warranty for 1 year from the date of purchase covering manufacturing defects
  • Complimentary phone support for 90 days from the date of purchase

Note: AppleCare does not cover accidental damage and other issues.

While you get limited protection with the free AppleCare coverage, the AppleCare+ is a paid service to give you complete peace of mind.

What is AppleCare+?

AppleCare+ is paid protection coverage for iOS devices. The cost of AppleCare+ for iPhone 8 and previous versions is £119 in UK ($129 in US) and £199 for iPhone X. You enjoy full support and coverage for the following:

Technical Support

  • 24×7 chat and phone call support
  • Express Replacement Services- for accidental damage (up to 2 incidents) covering iPhone and original Apple accessories, batteries etc.
  • Apple local hardware services (during journey within Europe)

Software Support

  • iPhone
  • Original Apple Battery
  • Earphones and other accessories sold with the iPhone

Hardware Coverage

  • Wireless networks
  • iOS
  • Safari
  • iPhone apps
  • FaceTime

Wrapping Up,

Every 1 in 5 iPhone users are stuck in problem due to theft, accidental equipment damage, loss and manufacturing defect issues. Whether you choose manufacturer coverage (AppleCare+), insurance plan with your cell phone carrier or third party finances is up to your preferences. Before selecting a monthly plan for Apple iPhone insurance, it is necessary to compare the available options to get the one with the perfect mix of value and affordability.

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